An accountant for sole traders, ready for MTD.
If you work for yourself, you want your books tidy, your tax return sorted and Making Tax Digital handled without the stress. I look after sole traders in Sudbury, across Suffolk and all over the UK, and you deal with me directly every time.
Making Tax Digital for Income Tax
Making Tax Digital is the biggest change to self assessment in years, and it is rolling out in stages based on your income.
From April 2026
Sole traders and landlords with qualifying income over £50,000 need digital records and quarterly updates to HMRC.
From April 2027
The threshold drops to qualifying income over £30,000, bringing in many more self-employed people.
From April 2028
It drops again to over £20,000. Qualifying income is your combined turnover from self-employment and property, before expenses.
I check whether and when MTD applies to you, set you up in Xero with Apron for receipts, and send your quarterly updates and final declaration for you. You carry on working; I keep you compliant.
How I help sole traders
Bookkeeping
Income and expenses kept up to date in Xero, bank feeds reconciled and receipts captured on your phone with Apron, so there is no shoebox of paperwork.
Self assessment
Your tax return prepared and filed on time, with every allowable expense claimed and your payments on account explained, so 31 January holds no surprises.
MTD quarterly updates
Software set-up, digital records and every quarterly update sent to HMRC for you, plus the end-of-year final declaration.
VAT if you need it
Help deciding whether to register, choosing the right scheme and filing your VAT returns under Making Tax Digital.
Why sole traders choose me
- One dedicated accountant, never passed around
- Plain English, no jargon and no silly questions
- WhatsApp me, including evenings and weekends
- Paperless, with Xero and Apron
- Fees built around what you actually need
- AAT Level 4 qualified and Xero certified
Sole trader questions
Do I need an accountant as a sole trader?
You don’t have to have one, but many sole traders find it saves time and tax. With Making Tax Digital adding quarterly updates, having someone keep on top of it for you takes a lot of pressure off.
Can you help if I’m not in Suffolk?
Yes. I’m based in Sudbury, but everything is digital, so I work with sole traders all over the UK.
I’m behind with my records. Is that a problem?
Not at all, and there’s no judgement. I’ll help you catch up and get everything tidy before your deadlines.
Do you work with tradespeople and farmers?
Yes, they are my specialisms. See my construction and CIS and agricultural bookkeeping pages.
Let’s get you sorted
Book a free, no-pressure chat, or send me a WhatsApp and tell me a little about your business.
Get in touchThis page is general guidance, not personal advice.